How much does title insurance cost in Utah?

Title insurance premiums are state-regulated in Utah and based on the sale price. For a typical residential transaction, expect to pay between $500 – $3,500. Prospect Title offers a free rate calculator for instant estimates tailored to your specific transaction.

What's the difference between owner's and lender's title insurance?

Lender's insurance protects the bank's investment and is usually required for financing. Owner's insurance protects YOU and your equity in the property. We strongly recommend both — the owner's policy is a one-time premium that protects you for as long as you own the property.

How long does closing take?

Typical residential closings take 7-60 days from contract to keys. Cash transactions close in less than 72 hours. Commercial transactions may take longer depending on complexity. Prospect Title's experienced team works to ensure smooth, on-time closings.

What do I need to bring to closing?

Valid government-issued photo ID (driver's license or passport), cashier's check or wire transfer receipt for your funds, and any documents your closer specifically requested. We'll send you a detailed checklist before closing day.

Can I do a remote closing?

Yes! Through our Qualia portal, you can review documents, e-sign, and complete much of the process remotely. Some documents may still require in-person notarization depending on your lender's requirements.

Who pays for title insurance in Utah?

This is negotiable and varies by transaction. In Utah, it's common for sellers to pay for the owner's policy and buyers to pay for the lender's policy, but this can be negotiated as part of your purchase contract.

How do I protect myself from wire fraud?

NEVER trust wiring instructions sent via email without verbal verification. Prospect Title will NEVER email you changes to wiring instructions. Always call us directly using a number you already have (not one from an email) to verify before wiring any funds.

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(801) 225-1924

“Strong Foundations Make Good Homes”

Utah's Trusted Title Insurance Agency Since 1967 - Prospect Title

From first offer to final signature, no surprises at the table. Utah's trusted title insurance partner for three generations.

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Since 1967, the Pinder family has helped Utah families navigate the most important transaction of their lives.

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1967Established

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1967

The Beginning

Our Story Begins

Wayne Pinder Jr. came to Utah County with a first-rate work ethic and a personality to match. Built on a foundation of character, hard work, dedication, and trust, Wayne built Provo Land into an industry beacon that has continued to evolve and grow for over 50 years.

01/04

Our Values

The principles that guide everything we do

Expertise

Quality is its own reward. We take pride in our work and the value we provide to others.

Teamwork

Communication and collaboration are key to a smooth transaction. We lead the way.

Joy In Our Work

We create comfortable environments and easy conversation, making it possible to share in that joy.

Trustworthiness

We are the keystone of a home transaction and will go to great lengths to keep your trust.

Our Locations

Visit us at any of our Utah offices

6 offices across Utah

Pleasant Grove

Main Office

2100 S. Pleasant Grove Blvd
Suite 190
Pleasant Grove, UT 84062

(801) 225-1924

Mon - Fri: 8:30 AM - 5:00 PM

Leadership Team

95+ years of combined experience serving Utah families

President

Kevin Pinder

34+ years

President

Kevin Pinder

Kevin joined the family business in 1990 after completing his degree at BYU. With 34+ years as a licensed title agent, he’s guided Prospect through remarkable growth while maintaining the personal, client-first approach his father Wayne established.

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Chief Sales Officer

Matt Stewart

25+ years

Chief Sales Officer

Matt Stewart

With 25+ years of real estate and title expertise, Matt leads business development at Prospect. He believes every client deserves a title partner who knows their name and understands their unique needs.

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Chief Operations Officer

Randy Miller

20+ years

Chief Operations Officer

Randy Miller

Randy oversees all operations as a certified escrow officer with 20+ years in title. He’s passionate about leveraging technology to enhance the closing experience without losing the personal touch.

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Office Manager

Beth Anderson

15+ years

Office Manager

Beth Anderson

Beth has been the heart of our Pleasant Grove office for 15+ years. A certified notary and customer service specialist, she creates the welcoming atmosphere that defines Prospect Title.

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President

Kevin Pinder

34+ years

Chief Sales Officer

Matt Stewart

25+ years

Chief Operations Officer

Randy Miller

20+ years

Office Manager

Beth Anderson

15+ years

“The Prospect of Going Home Is Very Appealing”

— David Ginola

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Our Services

Comprehensive title and escrow solutions for every type of real estate transaction.

Residential Transactions

Residential title insurance protects homebuyers from financial loss due to title defects, liens, or ownership disputes that may arise after purchasing a property.

With 59+ years of experience serving Utah families, Prospect Title handles every step of your home purchase—from preliminary title search to final closing. Our licensed professionals have closed thousands of residential transactions, ensuring your largest investment is protected.

Competitive rates & transparent pricing
Personal service that makes buying stress-free
Close in 7-60 days (Cash in less than 72 hours)

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Place an Order

Start your title order online 24/7

24/7 Online Access

SOC 2 Certified & Secure

No Account Required

Open Qualia Portal

Track progress, upload documents & communicate with your team

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What Our Clients Say

Real stories from Utah families and businesses who trusted Prospect Title

Jennifer & Mark Thompson

Pleasant Grove, UT

Google

"Prospect Title made everything so easy to understand. Kevin personally walked us through every document. We closed on time with no surprises—exactly what they promised!"

First-Time HomebuyersOctober 2025

Robert Chen

St. George, UT

Google

"I've done over 30 transactions with Prospect Title. Their commercial team handles complex deals with professionalism you rarely see. The 1031 exchange coordination was flawless."

Real Estate InvestorNovember 2025

Sarah Martinez

Spanish Fork, UT

Google

"Sold my home without a realtor and Prospect Title was invaluable. Beth guided me through every step. Saved thousands in commissions!"

FSBO SellerSeptember 2025

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Frequently Asked Questions